Solutions
Everything a Working Capital Programme Needs
PegaTrade Finance covers the full cycle: bringing approved invoices in, offering early payment, settling in the right currency and posting the result back to your books.
Dynamic discounting engine
Set sliding-scale rates by supplier, supplier group, entity or currency. Discounts are calculated from the payment date, and standing rules can settle eligible invoices automatically each morning.
Automated supplier enrolment
Run invitation campaigns, track every engagement, and let suppliers enrol themselves through a guided portal that captures contacts, banking details and their chosen rate profile.
Multi-entity programmes
Model parent groups, subsidiaries and trading relationships. Invoices are strictly allocated to the right buyer and supplier pair, with internal code mapping for each finance system.
Invoice ingestion and write-back
Scheduled secure file transfer or direct connection brings approved invoices in; settlement results, discounts and credit notes go back out to your ledger.
Payments and banking
Bank instructions are produced to standard corporate payment formats, with per-currency bank accounts and configurable payment calendars.
Advices and credit notes
Branded remittance advices and discount credit notes are generated for every settlement and delivered by secure download link.
Reporting
Scheduled and on-demand reports on uptake, savings, ageing and exceptions, exportable to spreadsheet.
User and access management
Separate spaces for buyers, suppliers and your operations team, with system-generated credentials and account retirement rather than deletion.
Controls and exception handling
Duplicate invoice rules, payment holds, approval steps and an exception queue keep bad data out of settlement.
Want to see the modules that fit your programme? We can tailor a walkthrough to your business.
Book a Walkthrough