Working Capital Platform
Early Payment That Pays for Itself
PegaTrade Finance lets corporate buyers offer suppliers early payment on approved invoices in exchange for a discount — turning idle cash into measurable return and giving suppliers predictable funding without extra debt.
PegaTrade Finance by the Numbers
- Up to 50
- Days paid early
- Multi
- Currencies settled
- Unlimited
- Entities per group
- 100%
- Audit-trail coverage
One Platform for the Whole Programme
From onboarding suppliers to settling invoices and posting the discount back to your ledger.
Dynamic discounting
Sliding-scale discounts by payment date, with rates you set per supplier, group or currency.
Automated supplier enrolment
Invite suppliers by campaign, capture banking details and go live without manual chasing.
ERP and file connectivity
Invoices in by secure file transfer or direct connection, with settlement written back to your ledger.
Multi-currency settlement
Pay in USD, EUR, GBP and more, with bank payment instructions generated to standard formats.
Reporting and advices
Branded remittance advices, credit notes and scheduled reports delivered by secure link.
Controls and audit
Separate buyer, supplier and operations access with a complete record of every action.
Savings Estimator
See What a Programme Could Return
Every day you pay earlier is a day of discount earned. Adjust the assumptions to size the opportunity across your supplier base, then talk to us about the suppliers most likely to take part.
- Discount income recognised against cost of goods
- Suppliers choose early payment invoice by invoice
- No change to your existing banking arrangements
Early payment saving estimator
Move the sliders to see the indicative annual benefit. Figures are illustrative.
Indicative annual saving
US$1,095,890
Cash released to suppliers
US$13,698,630
Assumes 40% of spend enrolled and invoices paid around day 10 instead of on terms.
Value on Both Sides of the Invoice
For Corporate Buyers
- Earn a return on cash that would otherwise sit on deposit.
- Strengthen key suppliers without renegotiating terms.
- Keep control: you approve the invoices and the rates.
- Full visibility of uptake, savings and exceptions.
For Suppliers
- Get paid in days instead of waiting out full terms.
- No new borrowing, covenants or security.
- Choose which invoices to accelerate, when you need the cash.
- Clear remittance advices for easy reconciliation.
